Quote Originally Posted by aainslie View Post
Let's turn this around.

It would be useful if the NACD or the CDS could work with a major insurer to convince them that cave diving has low enough mortality stats to not warrant an exclusion clause. As an incentive to that insurer, NACD or CDS could advertise their product on the organisation's website as an "official" insurer.
For the NACD, I tried (for months) to get NACD branded gear insurance last year without success. The reason being simple economics; there aren't enough of us for the insurance company/underwriter to make money on. All of the underwriters (6) and insurers (4) I spoke with gave me the same answer.

If there were 10,000 of us and everyone elected for the policy they might have the ability to make money. I strongly suspect the same situation will arise if one of the organizations tries to brand life insurance as well. Not sure it would be a marketable product for a training organization to sell life insurance anyway.