Taking Care of the Kids

[curtschu]

We have had this thread many times over the last couple of years. One thing is for sure Have a Will and an advanced directive.
If you are fortunate enough to work for a company that provides a group life policy, you know the open enrollment crap you do every year. They usually (caver) edit Cover just about anything except Suicide. Additionally they usually have a suppliment at 2x annual salary with no underwriting. I just went through this at work and I asked at the meeting about scuba limits. There were none unless I wanted more that $100000 of suppliment coverage.
So as it stands I'm worth more dead than alive..... But don't tell anyone